About Joe Siau

As a self-published author in 4 Continent: Habits Driven is the Game Changer, now as a Reverse Mortgage Specialist and Certified Divorce Lending Professional, (CDLP), I enjoy the privilege of being a part of my client’s homeownership experience. A successful financing event is one that’s completed on schedule, the process is straight forward, transparent, involves all parties, and delivers what was expected from the start.

When I receive referrals, it is very important to me to earn that recommendation again. I know what it takes to be a professional in my industry and that my industry needs good, responsible lender.

I serve the first time home buyer to Senior Reverse Mortgage Planning, to Pre, or Post-Divorce Planning to avert issues or potential conflicts between the mortgage and the real property.

With over 25 years of technical background, as financial advisory with Merrill Lynch, tax preparation with HR Block, real estate sales, environmental law compliance with the Department of Defense, and implementing quality controls with HP & IBM, I had accumulated many perspectives to be your trusted Certified Mortgage Advisor. I believe all clients deserve to be better served than the status quo.

As a subject matter expert in residential mortgage lending, I am a solutions oriented mortgage advisor that will serve your best interests short term or long term faster than if you were to shop for lower rates with poor customer service level.

Featured in the Granite Bay View, Joe’s insight into financial mistakes and how to fix them is still relevant today for all his clients before the process even starts: Click to read on.

As your mortgage consultant, Joe wears many hats – listener, advisor, and counselor to name a few. His clients constantly ask him how he always seems to be in two or three places at once. “Hard work, experience, and truly knowing what your specific mortgage needs are,” he tells them. In an era of specialization, Joe specializes in only one thing: RESULTS.

Joe Siau has served with the Sutter Health Professional Advisors Council, USC Alumni Club of Sacramento, Sacramento State Bar Arbitration Dispute Resolution Panel, Sacramento Collaborative Divorce, and Placer County Association of Realtors. Joe is always looking for individuals and companies to partner with in sharing his vision.