Receiving the keys after you’ve closed on a property you want to own is the ultimate victory in the homebuying game. But that doesn’t happen out of nowhere.
There are many milestones on the road to homeownership that lead to a successful conclusion. All of them are important, and they’re all worth celebrating!
Here are 4 big wins you should feel good about, even before you start shopping for “the one.”
- You called us and made an appointment to get pre-approved. Unless you’re in the enviable position of being able to pay cash for a piece of real estate, you’ll need to work with a lender to obtain the financing for your home purchase. That’s where your local Homeowners Licensed Mortgage Professional comes in. They would be honored to be your mortgage partner, and their goal is to show you how easy and stress-free your home loan process can be!
- You paid off some big debts and raised your credit score. Every journey starts with a first step, and this is a huge one. It will help instill the financial discipline and responsibility you’ll need when you own a home, and your improved credit score will set you up nicely for the road ahead.
- You found a great agent to work with. Your financing isn’t the only potentially daunting aspect of a home purchase. Searching for properties, navigating the nuances and legalities of the housing market, eventually negotiating with a seller – these are just a few of the things an experienced real estate agent can handle for you or advise you about. Finding an agent you can trust is hugely important, so if you’re not working with one already, your local Homeowners Licensed Mortgage Professional will be more than happy to provide you with some referrals.
- You believe you will find a great home. It may sound hokey, but it’s true: a feeling of confidence in yourself and the professionals you’ve partnered with goes a long way toward being thrilled with your purchase at the end of the process. Whether it’s a completely turnkey property or a place you can put your personal stamp on with a renovation project or two, you deserve to be happy. So take your time, consider all of your options carefully, and above all, believe that you can do it!
Someone once said that winning isn’t everything. One thing’s for sure: it’s fun! Especially when you’re talking about buying a new home. Contact your local Homeowners Licensed Mortgage Professional today and put yourself on the path to the winner’s circle!